Category Archives: Blog

Having access to free Healthcare in Canada is great! BUT is it enough?

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Canadian citizens have access to Government funded health care, but is this coverage enough? Canada publically funds a national health insurance program providing its citizens with basic coverage (including basic doctor and hospital coverage). The Canadian national health insurance program is put into place as a means to provide its citizens with necessary health coverage Continue Reading

Baby Boomers – is your government pension sufficient to support your retirement?

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Most individuals employed in Canada contribute to the Canada Pension Plan (CPP) which in a nutshell, provides allowance and specific benefits upon retirement, or during times of tragedy (i.e. becoming disabled or death). When you reach the age of 65, you are entitled to apply and receive your full retirement pension. Life expectancy in Canada Continue Reading

Don’t be SAD – Spring is around the corner!

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Seasonal Affective Disorder (SAD) is a form of depression that usually takes place during the winter time. Symptoms often include mood change, irritability, anxiety, nervousness, decreased concentration, weight loss/weight gain, social withdrawal and fatigue. SAD is often confused with moodiness, however, it is an actual form of depression affected by seasonal change (decreased temperature, exposure Continue Reading

Financial Planning Tips for 2015

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The start of a New Year is usually accompanied with New Year resolutions – physical, emotional, professional and financial. As 2014 comes to an end, we sit and reminisce about “what we should have done”. There are many people who wish they would have done things differently in 2014 – wishing they would have saved Continue Reading

The real cost of Critical Illness. How “critical” is critical illness?

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One of the toughest and most challenging things to deal with in life, is facing a critical illness and all that comes with it. There are so many contributing factors that make critical illnesses challenging to deal with – coping with the emotional, physical or financial struggles, the unexpected but necessary care and of course Continue Reading

The Importance of Travel Insurance when taking a Trip

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December holidays are around the corner which means the holiday season is quickly approaching! This is a very busy time for vacationing. Children are off of school, parents have time off work, and you are looking forward to escaping the winter blues! Will you be celebrating Christmas in the heat and sunshine? Sit back, relax, Continue Reading

When was the last time you looked at your work’s Group Benefits plan?

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If you are an employee of a small, medium or large company, you are probably a part of a group benefits plan through your place of work. Many people seem to think they have proper insurance coverage through their workplace, only to find out they are severely under insured at a time they need it Continue Reading

Insurance is just another part of responsible financial planning

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We get it.. Insurance is not the best subject to bring up on your next dinner party.. although it is a crucial part of any financial plan. Proper insurance planning can help you, your family and your business in places where traditional assets cannot. Most people start thinking about Insurance when they have their first Continue Reading

Tips To Keep You Healthy & Insurance Premiums Low!

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A medical exam is the main component in deciding what your insurance cost will be. In order to keep your insurance premiums low, you want to be as healthy as you can possible be. Here are some tips to keep you healthy and feeling good. 1. Quit smoking! Smokers can pay up to double on Continue Reading

3 arguments on Money and Happiness

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When discussing the topic of Money in a social setting, you will always get those who will claim that money can’t buy happiness. While there is some truth to this statement, one cannot ignore the fact that in today’s world, money can definitely make life easier and more comfortable. When looking at money in relation Continue Reading